liability_insuranceIf you have your own business, be it a large company with many employees or if you’re a sole trader, you’ll understand the need to insure and protect your business against problems and incidents that might happen to your customers or your employees. For this reason, liability insurance should be a top priority.

Liability insurance is needed for ALL business types so whether you’re a roofer and scaffolder or a children’s party entertainer then you’ll need liability insurance. We have some fantastic rates for liability insurance policies so get in touch today to start saving money!

Types of Liability Insurance:

Public liability insurance protects against damage or injury to third party persons or property so will protect you or your business in case of any negligence caused. For example, a customer falls and slips on a wet patch in your shop with no warning signs or you visit a customers house to carry out some work and damage the walls carrying your tools into the property.
Is a legal requirement to protect you against the costs and compensation from claims from employees who have sustained injury or harm whilst working for you. The law requires you to have a minimum limit of £5,000,000.
While this is a non-compulsory insurance it is still certainly recommended for manufacturers or suppliers of goods that carry a risk of defect in that the product could cause injury to someone of damage to property i.e. faulty electrical items that could catch fire

Getting a public liability insurance quote is quick and easy so fill out the below we’ll get straight back to you.

Get a Commercial Insurance Quote

To obtain a Commercial & Business Insurance quote, please call us on 0800 308 1093 or 0121 448 6914 or, alternatively, use the form below and we’ll be in touch with straight away to start saving you money – see below tab on why we opt for Simpler Quote Forms.

We could get you to fill out a long winded form then call you back and confirm all the same information again but our priority is to talk to you and understand your individual requirements.

Everyone has different needs for their business and because of this we think we can get you a cheaper premium by simply talking to you to better understand what you need. We developed relationships with the UK’s top insurers and use this relationship to speak directly to the people who can understand and can give you the best price possible.

Please Note:If commercial insurance is taken out then, depending on the insurer, they may require copies of all or some of the following:
  • ERN – Employment Reference Number. If you take out Employers Liability then all insurers will need a copy of your ERN number or proof if your are exempt.
  • Possible certificates of recent electrical checks performed or flat roof surveys carried out on your premises.
  • Proof of trading – example for motor traders

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Insurance Type
Liability Motor Trade Retail & Shop Hair & Beauty Office Restaurant & Takeaway Care Home Guest and B&B Other 

Start Date
Straight Away With the week Within 2 weeks 

Other Details - try and give us much detail as possible i.e. your occupation, sole trade/limited or partnership, years trading, turnover, how much you paid last year (gives us a target to beat!), when's the best time to contact you and also the all-important start date.